West Point Bank

Your New Debit Card is Coming!

On March 30, 2026, we will be transitioning to a newly designed debit card for all customers.

This page is to provide you with a resource as you get acclimated with your new card.

West Point Bank customers will receive this new debit card by March 25, 2026. It will have a new card number and expiration date, as well as enhanced features.

Tap to Pay - Because Every Second Counts

Simply tap your card at checkout and you’re done! When using Tap to Pay, there’s no inserting your card or entering a PIN for purchases. It’s the same secure technology you love in your smartphone, now built right into your card. Perfect for coffee runs, quick errands, and when you’re juggling bags (or kids!).

Smarter Control From Your Phone

Your new card works seamlessly with enhanced features in our mobile app and online banking:

  • Instantly turn your card on/off if it’s misplaced
  • Set spending limits and alerts
  • Freeze/unfreeze your card with one tap

Next-Level Security for Peace of Mind

Your safety is our priority. Your new card includes:

  • Advanced fraud detection that learns your spending patterns
  • Real-time alerts for suspicious activity
  • Secure chip technology that’s nearly impossible to counterfeit

Important Dates

  • March 6-25: Your newly designed debit card will arrive in a mailed, plain white envelope
  • March 30: Your old debit card will stop working between 4:00 AM – 7:00 AM EST
  • March 30: Your new card will be ready to activate and use by calling (800) 290-7893

Note: Update your card information with merchants for automatic payments (streaming services, utilities, insurance, gym memberships, etc.)

Frequently Asked Questions

Timeline & Your New Card

Visit any branch for an instant-issue card* printed while you wait (fastest option), or we can mail a replacement card to you at no charge (arrives in 7-10 business days). After March 30, you won’t be able to use your old card, so contact us right away if your new card hasn’t arrived by March 25.

*Instant-issue cards not available for business debit cards.

Visit any branch for an instant-issue card* printed while you wait, or we can mail a replacement card to you at no charge. There is no fee for a replacement card in this situation.

*Instant-issue cards not available for business debit cards.

No problem! Your new card can be activated starting March 30. If you need access to your funds before then, please contact us at (270) 369-7330 or visit any branch. We can help you with:

  • Counter checks
  • Cash withdrawal assistance
  • Wire transfer for urgent payments

Yes. Continue using your old card normally until March 30 at 4:00 AM EST. Your new card cannot be activated until that date. We recommend keeping your new card in a safe place until March 30.

Activation

Starting March 30, call (800) 290-7893 to activate your card. You’ll need:

  • Your new debit card
  • Middle two digits of your Social Security Number
  • A new 4-digit PIN you’d like to create

Please contact the Card Services Department at (270) 547-2292 and we will help you activate the card. In some cases, we may need to make adjustments to your account profile before activation can be completed. Our team will walk you through the process and resolve any issues quickly.

Yes. You will receive a new card number. This is why you must update any recurring payments.

Yes. You will set your new PIN during the activation process.

Your Account & Payments

Absolutely. This only affects your debit card. Your account, direct deposits, account number and routing number do not change.

It will be declined. You must use your new card.

Log into each service’s website or app and update your payment information with your new card number and expiration date. Most services have a “Payment Methods” or “Billing” section in settings.

No. Direct deposits are linked to your account number and routing number, not your debit card. They will continue automatically.

ACH automatic payments linked to your account (like mortgage, utilities) will continue normally. Only merchants who store your physical card information need updates.

New Features

No. You can continue using current payment methods. Tap to Pay is an additional feature and not required for use.

Anywhere you see the contactless payment symbol at checkout. Most major retailers, restaurants, gas stations and grocery stores now accept it.

Mobile card controls let you manage your card from our mobile app. Download the W.P.B. Go app, log in, and go to “Card Controls” to turn your card on/off, set spending alerts, get real-time notifications and set transaction limits.

Yes. Once you activate your new card, you’ll need to add it to your digital wallet again since the card number has changed.

Resources

Helpful downloads and information:

Still Have Questions?

 

Thank you for banking with us! This upgrade brings you the modern features and security you deserve. Questions? We’re here to help!