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West Point Bank

2.99% APY - High Yield Savings

  • RATE INFORMATION. Your interest rate and *Annual Percentage Yield (APY) may change. APY is accurate as of 7/1/2023.
  • FEES could reduce the earnings on the account.
  • Determination of Rate. At our discretion, we may change the interest rate on your account.
  • Frequency of Rate Changes. We may change the interest rate on your account at any time.
  • Limitations on Rate Changes. There are  no maximum or minimum  interest rate limits for this account.
  • COMPOUNDING AND CREDITING. Interest will be compounded monthly and will be credited to the account monthly. If you close your account before interest is credited, you will not receive the accrued interest.
  • MINIMUM BALANCE REQUIREMENTS. You must deposit $25,000.00 to open this account. A service charge of $25.00 will be imposed every month if the daily balance on any day of the month falls below $25,000.00. No minimum balance is required to obtain the Annual Percentage Yield (APY).
  • BALANCE COMPUTATION METHOD. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • ACCRUAL ON NONCASH DEPOSITS. Interest begins to accrue on the business day you deposit noncash items (for example, checks).
  • TRANSACTION LIMITATIONS. You may make 1 free withdrawal per month. Each additional withdrawal is $25.00 per withdrawal.
  • The High Yield Savings Account is limited to those residing in (for consumer accounts) or those with a principal office (for business accounts) located in the following counties: Hardin, LaRue, Meade, Breckinridge, Grayson, Hart, Nelson, Bullitt, and Jefferson.

Visit your local branch to open an account today.

Our High Yield Savings is the premier deposit account offered by West Point Bank. This account offers top-tier interest rates to customers. This is the perfect account to start your nest-egg or rainy-day fund.

We listen, then we lend.

Whether it’s your first car or your dream home, we’re here to help fund your future. West Point offers financing for both residential and commercial properties, along with personal loans for cars, boats, furniture and more. We strive for efficiency so you can get your loan faster and with lower costs, so contact us today!


Buying or refinancing? We make it an easy transition.


Flexible and convenient financing for all of your construction needs.


A stress-free way to purchase a new home and sell an old one.

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